Investment Division·Long-termActive
Physical Gold Accumulation Ladder
Buy gold rings/bars on a schedule, add when the domestic–world premium narrows, store securely with insurance.
- Desk
- Precious Metals
- Book
- Core physical gold
- Horizon
- Long-term · 5+ years
- Last reviewed
- 11 Sept 2026
Thesis
Gold is the traditional Vietnamese family hedge with low correlation to equities and crypto. Ending the gold-bar monopoly (Decree 232/2025) widens supply and may compress the domestic premium, an opportunity for disciplined buyers.
Rules
Entry
Fixed monthly buy; double when the Vietnam–world premium is < 5%.
Exit
No selling except Council-approved family needs or gold exceeding 15% of NAV.
Sizing
Target 8–15% of NAV.
Risk limits
- Buy from ≥ 2 suppliers with invoices
- No more than 50% stored in one location
KPIs
- Units held rise steadily
- Average purchase premium < 4%
Instruments
- 9999 gold rings and bars from licensed sellers
GoldSilver#gold#hedge#physical